Communication – The Key to Relationship Success
I just realized to my amazement that I’ve never actually written an article here specifically about one of my favourite topics……communication!Communication in relationships, and how couples need to truly understand each other if they want a relationship to...
White Lies versus Straight Talking in the Philippines
I know and you probably know that there are a million articles out there about scams and scammers in the Philippines. Yes, they exist and many of us have been caught out trusting the wrong person in the Philippines and seen money and rightful owner quickly...
Your Filipina Lady Arriving in Australia Part Three – Family and Children
Your Filipina lady has arrived in Australia from Philippines, maybe with a tourist visa or maybe with a fiancée visa, spouse visa or some sort of partner visa. She’s left her family, friends and culture behind for a life with her Australian sponsor. So without...
Your Filipina lady arriving in Australia Part Two – Friends
When your Filipina lady, wife, girlfriend or fiancée, arrives in Australia from Philippines with a partner visa or a tourist visa, she will need to make some friends sooner rather than later. Most homes in the Philippines are like a scene from Neighbours....
Preparing for your Filipina lady arriving in Australia
The grand day has arrived! Your Filipina lady has her Australian visa grant! Could be a Partner Visa or a Prospective Marriage Visa, or maybe it’s the first time she’s visited on a Tourist Visa. We’re talking about the moment when your lady from the Philippines...
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Google Reviews
Dear Jeff, Mila, Jerremy and the all at the Down Under Visa team, We would like to thank you for the professional services and support you have provided us for Ernestines application for Australian Permanent Residency which was granted afer a long journey in January this year. We would highly recommend Down Under Visa for all Filipina / Aussie or NZ couples wishing to to apply for Partner Visa's. There are many mistakes that can delay or invalidate Visa applications so having the knowledge and experience of a professional migration agent such as Jeff is invaluable. Jeff and the team are friendly, responsive and know what it takes to put together a successful application. In our opinion, the reasonable fee's charged for Down Under Visa's services is money well spent. The services provided will greatly assist your chances of achieving a good outcome and reduce the stress of the process. Once again, thank you so much for all your assistance and very best wishes for your future. Ernestine and Andrew Stirling.read more
Andrew Stirling
01:22 17 Feb 19
These guys really know their work.
Mikey Strikey
21:07 15 Jan 19
To Jeff , Jeremy and team at Down Under Visas.
I just want to personally thank you on behalf of myself and Meicel for your great work in obtaining our visa. We both very excited and extremely happy for all you hard work and efforts in obtaining our visa to Australia.
Sincerely
Craig Snowread more
Craig Snow
08:11 09 Jan 19
Jeff is very helpful and prompt in answering our questions. We havent started the process yet but he is already very helpful and provide honest assessment.read more
Erma soralde
05:20 08 Jan 19
Great service for what is a complicated, very involved and tricky process. Down Under make the process roll along and make sure its right. They will kick you up the butt when required and not sugar coat anything. Both necessary ingredients to getting this mammoth thing done.
In our case its allowed us to get this through all the hurdles without using extra time and also reducing the stress. Still a LOT OF WORK and time but when your following the instructions and supply what's needed, how its needed, and how much is needed!!!! Its time but not difficult. The interpreting of what is a very legal and involved process has been done for you .
At the end of the day, we needed this help and can say it was well worth it. Jeff and Annaread more
Jeffrey Geldard
05:57 03 Jul 18
We are very happy and satisfied clients of DUV..from my tourist to partner visa their expertise of visa processing is excellent. I highly recommmend DUV to all couple planning to start a life together and live happily in Australia.read more
roschel arpon arpon
12:10 22 Jun 18
We have finally got my wife's partner visa. Down under visa has helped us a lot. It took only 3 months to get the visa. What a great help they gave us. Just do what the down under visa ask you to do. Then everything will be BEAUTIFULLY DONE!!!!!!! 혹시나 한국분중에 도움이 필요하신분들은 여기에 연락해 보세요. 제 와이프가 필리핀 사람이라 DOWN UNDER VISA 에 부탁했는데 정말 빠르게 비자승인받았어요.( If any korean need help to get Australia partner visa for Philippine wife, ask help to Down under visa. They will be great help for you to get your dream)read more
Steven L
05:56 09 Jun 18
My partner, Ian, and I can't thank you enough for being such a great help in obtaining our visas: tourist and partner. Whilst it is no doubt within most people's competence to prepare these applications and likely succeed, we were happy to pay for the peace of mind and reduced stress levels that having a good visa agent provides. We were pleased to have been granted my tourist visa very quickly and were confident enough that Down Under Visa would do everything they could to help us out with my partner visa which also was granted in a timely manner - what a huge relief! Thank you so much! Great doing business with you!read more
Marychell Rutherford
01:24 04 Jun 18
We would like to thank DUV for a job well done! Tourist visa was lodged April 5th, we got a grant notice April 16th. It was a headache getting the documents ready but with the help and guidance of the staff it went smoothly. Thank you DUV for all the help! Shaun and I are happy to have you guys as our agent!read more
Nikki Daguia
08:43 18 Apr 18
Life rewarded me with an unexpected trip to the Philippines. I met a nice lady who tugged on my heart strings.I was fortunate enough to be able to return to her and on one of those many sad goodbyes in the years that followed I found a DUV flyer before heading of to the airport.
The Down Under Visa team guided me through what had to be done, made it possible for my wife, step-son and daughter to settle in Australia as was our wish.
I don't think there will ever be an anniversary of 'touchdown' in Australia, or even citizenship anniversary that I will not say I silent thanks for the help DUV gave me. Truely thankful :)read more
Gareth Miller
07:39 02 Apr 18
I have a phobia when it comes to forms so hired Jeff as a consultant based on the reviews.
Price is at the higher end of the price range listed for hiring a visa consultant. Glad I didn't skimp though, because you get what you pay for.
The "hub" (you'll learn what it is) made my life a lot easier too. I don't like communicating back and forth either and checking in with the hub made it easy to see what I had to do next.
The whole process of compiling the documentation, logs and photos took a little over a week.
The online application was submitted on Wednesday and on Friday we received her 600 tourist visa approval letter from the Australian Embassy in Manila
Mhagz wasn't required for an interview. The visa was granted based on the documents alone.
The guys are friendly and patient. They treated Mhagz courteously when she came into their Dasmarinas office to drop off her requirements personally.
Given the Philippines is a high risk country and Australia is notoriously difficult to get tourist visas for I can say with great confidence that no other visa consulting firm could have possibly beaten a 2 week turn around from initial enquiry to visa approval.
My best advice for anyone in the Philippines looking to get any type of visa into Australia is to hire these guys as your agents. Give them what they ask for when they ask for it. Follow their instructions to the letter.
They know their stuff and they do what you hire them to do with the highest level of professional.
To Jeff his wife an the team on behalf of Mhagz and myself.
Thank you.
March 2018 update -
Mhagz has just had her resident visa approved. Took only 5 months from lodgement to approval. We were set for the long haul of 12-18 months and possibly 2 years. I don’t know how they do it but they do seem to have a good working relationship with th embassy and their reputation is counting for something.read more
Wayne Stobbe
06:59 28 Mar 18
Excellent service, we cannot fault their level of expertise and knowledge to make the process as stress free as possible.read more
Dean Vincent
09:45 19 Feb 18
Well done Jeff
Very well organised
JOHN RUDD
02:43 13 Feb 18
We have only provided them all the papers needed, followed "ALL" instructions and they did all the rest until we got the visas. Tourist visa took a few days only. We'd been expecting the decision of Partner Visa be Apr next year, but we received it this month of Nov, took only 5 months. Thanks, DUV.read more
Marinel Tabuyo
22:14 15 Nov 17
You gave me some very good advice,and I will act on it straight away, thankyou very much you gave me some hope,read more
Allen Hutchins
05:24 26 Oct 17
I had a great experience using Down Under Visa to apply for a Tourist visa for my girlfriend. Jeff and his team provided fantastic advice and great service. I followed all of the instructions they provided, and the Visa was granted, no problems. I highly recommend Down Under Visa to anyone considering applying for a Visa to Australia from the Philippines, they really know their stuff. The whole process was straightforward, I was kept informed at every step, and any questions I had were answered quickly and accurately.read more
craig mel
05:38 05 Sep 17
Best experience ever, quickest result and the communication through their hub, personal emails was as good as talking face to face, thank you very much down under visa co.read more
Darren Way
23:20 06 Jun 17
Thanks Down Under Visa what a great service and experience both Rosalie and I received from your business. Would highly recommend your service to anyone looking to obtain a tourist visa as we did. The Hub page is great and let's you know where you are at with the visa application and what needs to be sent next. Looking forward to spending 3 months with Rosalie and without Jeffrey and Jeremy's and staff help it would not be realty.
Cheers again for your great work.
Glenn & Rosalie.read more
Glenn Fowler
07:53 24 Nov 16
Facebook Reviews
Jhanet B. Kamad
2018-07-10T16:10:14+0000
Thanks for helping us. We are a happy and satisfied with your service.read more
Joel Marshall
2018-06-06T09:47:48+0000
Getting a partner visa is a daunting challenge. Jeff and the team made it as easy as possible for us and minimized stress. I knew that if i followed what they said i would get a good result and i did. My wife is now a permanent resident! I really appreciated there availability to answer questions and respond quickly. Thanks DUV!read more
Roschel Arpon
2018-05-25T06:43:01+0000
Happy and grateful that we made the right choice of appointing DUV as our agent to process my tourist and partner visa to Australia. I highly recommend DUV for their professionalism and expertise in visa processing.read more
Russ Hawk
2018-05-24T02:11:38+0000
Yet another Stella performance from Jeff, Jeremy and the DUV Team, our permanent visa approved the day after it was submitted.
We used DUV for our Partner Visa (temporary) and after plenty of hard work and excellent advice from the DUV team it was approved in 7 months (record time). Now we used DUV to apply for our Permanent Partner Visa after the obligatory two year wait and have just been informed that it has been approved one day after it was submitted, great work team.
Sure you can apply for all this yourself but be prepared to be knocked back by the Australian Immigration as its a bit of a mine field to negotiate and DUV do it better than anyone I know.
My advice to any prospective visa applicants use DUV they make it so simple as they know the system. Also remember be totally honest and patient with DUV in all your dealings, if you are unable to supply a requested item just tell them, they will advise you from there.
So thank you so much to Jeff and his DUV team and my mate Jeremy who has helped us throughout this amazing Journey.
Russell & Roxanneread more
Paul Jefferey Scates
2018-04-26T01:33:46+0000
These guys are the greatest. They know how to do the job done in the most legit manner possible. I would recommend them to anyone who is in a relationship with a beautiful filipina.read more
Larry Mitchell
2018-04-21T03:11:03+0000
I would recommend duv to anyone who us looking for a visa for their filipina partner..Very friendl and prompt and i am very happy with their service..thanks jef and the team..from larry and donna..cheers..read more
Allan W Lambert
2018-04-16T08:03:55+0000
I would like to congratulate Jeff and team for my son and his pina partner visa which ia now at the TR stage as they wait in Australia for Permanent Residency...Anything in life worth having takes hardwork ,patience and going about it the right way.I can say that DUV thorough pre processing methods ,hard as it may seem at times bares a great success rate and satisfaction for any client ..
Thanks Jeff for all your expertise and professional and realistic helpread more
Stephen Leonard
2018-04-07T11:56:42+0000
WE now have a Partner visa and a dependent child visa ! we are completely happy with Down Under Visa , the staff (bless you Jeremy ) the courtesy ,the belief in what they do,is apparent in the result which speaks for itself.I cannot recommend DUV any higher than to say Well done and thanks so very much .A family business satisfying other families, God Bless ..Steve and Beth Leonard .Sydney. Australia .read more
Craig Bagnall
2018-04-02T18:58:18+0000
My Partner and I spent a lot of time on our partner visa under the guidance of Down Under Visa and was approved in 5 weeks after submitting.I think because of the reputation of them is the reason for quick approval.I have a friend at work who has done his own and he submitted his before me and is still waiting ours was approved in November 2017.Very happy i chose to get them to help us.read more
Mic Knights
2018-03-06T23:26:52+0000
They only deal with a specific range of visas and they do it very well, the Migration Hub is an excellent tool that helps keep track of things. They truly understand the process and are very efficient at doing the best they can to help love happen.
I would never consider using another Migration Agent and we are so glad we decided to use Down Under Visa they have done a fantastic job.
Many thanks for all your help in getting the Visa organised for my beautiful family, at last we can be together forever, you are the best, keep up the good work.
Best wishes from Mic, Marivic and Camilleread more
Rit Peralta-Welland
2018-03-04T00:26:43+0000
After getting a refusal for a tourist visa to Australia years ago, I'm so glad that I found DUV and decided to engage their services for a tourist and then subsequently a partner visa. I'm a lawyer here in the Philippines and I would like to believe that I'm more or less able to understand the requirements and follow the procedures in applying for a visa. But I realized that application for visa is not a walk in the park when I received my very first visa refusal (and it hurts!). What you need is strong proof that your relationship is genuine and a strategy on how you can present this effectively. In legal parlance, you need to present sufficient evidence to establish probable cause that a genuine relationship exists and convince the assigned case officer to grant the visa. And for this, DUV can indubitably give you guidance with their vast knowledge and expertise in Australia's migration laws, rules and regulations; and their experience in both its theoretical and practical application. Because of this, I highly recommend the services of DUV for tourist and partner visa to Australia!read more
Enreech Lim Smith
2018-02-26T14:40:00+0000
You won't ever regret calling a help from them 💕💕💕
All you have to do is trust them and believe that everything will fall into its places.
Im so glad my husband found this team to work for my visa.
Every cent is WORTH IT!!!
A huge thank you jeff,jeremy,mila and DUV team 💕💕💕
May God shower more blessings for all of you guys 👍👍👍read more
Bob Bailey
2018-02-24T10:15:02+0000
I am 65 and my wife 54. I have never gone through anything like this before, I started doing the visa application myself through the Immigration website. I am so glad that i made the decision to get Downunder Visa to do it instead. I class myself as reasonably well educated but there was no way i could have done it myself. Downunders Hub page makes it very easy to know what to get and when to get it. We arent quite at the stage of applying yet but we are very close. Thank you to Jeff and his family for helping me to get my wife in my life in Australia. When you get to my age every day without her is a day we will never get to have together. I would whole heartedly recommend Downunder Visa to anyone who is considering a Tourist or Partner Visa. You will not regret it.read more
Neville Norman
2018-02-22T07:43:48+0000
In a little over 24hrs, a Tourist Visa Grant has been given to my partner and her daughter.
Down Under Visa provides a valuable service, dealing with an Australian Government agency which is generally not easy to do and it is peace of mind, knowing the business, DOWN UNDER VISA is the BEST in this line of business.
Jeff, Jeremy and all of your staff, thank you!read more
Jon Murray
2018-02-15T11:35:52+0000
Choosing down under visa was the best decision I made. My partners tourist visa was approve 1 week after lodgment. Now we are just waiting for our PMV to be approved. All you have to do is follow down under visa's instructions to have the best possible chance of being approved. Thank you DUV!read more
May OS
2017-12-20T13:26:55+0000
My husband and I would like to thank Down Under Visa and all the staff specially Jeff and Jeremy for helping us make one of our dream come true. We finally get our 820 visa grant today and we are so happy. Thank you so much for helping us along the way of processing the visas, from our visitors visa, bridging visa, and now our PARTNER Visa. This is such a great CHRISTMAS gift.
Once again thank you very much and most of all thanks to God!!!read more
Marinel Tabuyo-Hansen
2017-11-15T22:24:05+0000
Just follow the instructions, provide all the papers asked, they will do the rest and voila! You'll receive visa grant notices. Mine was very fast. Thanks, Down Under Visa.read more
Jenivy Segovia Echavez
2017-11-07T00:02:10+0000
As a first timer applying visa, I couldn't say more since I can't compare a past experience about rejections or how other reflect their works but one thing I can assure (to those clients who are reading reviews to enlighten your situation that I used to do) that DUV is such a great partner (back then I have a bit ideas the struggle of applying visa) Tho we always think positive of the result but still the granted of my visa makes me feel "wow like how come?" Lol � I highly recommend this agency and we are looking forward to your help again in the near furture. You guys deserve more than 5 starts! God bless your team always! To Sir. Jeremy, Sir. Jeff and Mam Mila that I used to talk through email thanks guys, I honestly get comfortable emailing with you all, specially Sir. Jeremy� (sounds like a bro to me lol) Once again thanks teammate!
Regards Isaac and Jenivy (the King and Queen of hearts �) ayy ��read more
Charissa Pua Guingue
2017-10-17T04:31:38+0000
Highly recommended migration agent! Very trusted worry nomore!read more
Michael Tran
2017-09-28T09:19:17+0000
Hi, I would like to thank DUV for the Tourist Visa they got for my fiance Patricia recently; Especially Jeremy who was the one to do most of the work. Just like to add that it was good to see such good old fashioned dedicated business ethics displayed by this company, that modern times have left by the wayside. I reckon I sent a thousand emails to DUV (probably 990 to Jeremy and 10 to Jeff) and every single time the reply was sent within a few hours. think the longest I ever wait was about 6 hours. It might seem a small thing for some, but for an eccentric old Aussie buggar like myself, who values service above all... it was a very pleasing factor in my review of DUV. The other thing is... At first I was complaining to my fiance because of all the stuff DUV were asking of us. I thought, gee wizz... they are asking too much and I was mad at them. As time went by I began to see the method in the madness (for me at least) and come to grips with it all. By the end of the process, I now see that the way DUV process these Visa's is the very BEST way possible. It virtually assures you will be successful 99%. Yes, its taken us a long time, but yes also, I feel confident of success now with our pending PMV current being processed by Oz immigration. Thanks for everything guys at DUV and I take back all I said against you in the beginning (not that you knew about it lol). Keep up the good work guys, and a special thanks to Jeremy who handled most of our case. Very well done and highly recommend.read more
Rona Ragay Rankin
2017-09-05T12:17:41+0000
After 2 rejections from others, Downunder Visa came through for us.
Rona arrived in Sunday 2nd September and we haven't stopped smiling.
Thank you so much to Jeff and his wonderful team they have made 2 people very happy.
Through out the entire process they were supportive and understanding and we owe them our happiness.
Thanks guys
Greg and Ronaread more
Johnston Frederick
2017-08-19T22:21:17+0000
Excellent, well organised and very structured. I commend you on a business that helps dumbo's like me through the maze of goverment mumbo jumbo and makes it all so easy. Well doneread more
Daryl Wagner
2017-07-12T00:37:18+0000
So far so good, when Elsa gets a visa we will be over the moon....read more
Richard Otten
2017-06-20T10:44:36+0000
We are very happy and satisfied with the Down Under Visa team and were successfully granted a prospective partner Visa for my partner. She is now living here with me and we look forward to a very happy life together.read more
Kaz Maras
2017-05-24T10:41:16+0000
We are so happy with the great news. Five stars.
Our partner VISA was granted on the 22st May and apart from relief, we're mostly happy with the way it's unfolded time wise... which is weird as I was so worried because we - including DownUnder Visa - had no control over how long it would take ... in the end it was done right and to that I thank DownUnder Visa, job well done .. thanks a million guys.read more
Catherine Cashion
2017-03-31T03:43:49+0000
Thank you so much Jeremy,Jeff,Mila and Down under visa staff for the Great news for us last week March 22 2017 Our partner visa is Granted...we will Recommend this to our fellow friends to choice Down Under visa ...God bless and thank you once again👏👍
Regards
Rob and Catherineread more
Lelani Ibanez
2017-03-27T13:52:41+0000
Down Under Visa Migration Agent is a very reliable agent. They lodged my tourist application last March 24, Friday and given the granted tourist visa today March 27, 2017, Monday. Very excellent of their services and satisfying to communicate with them. Me and Brian are so much happy and saying to all of you thank you very much mostly to Mr. Jeremy Harvie likewise to Mr. Jeff Harvie. (y)read more
Nick Dimitrakiou
2017-03-22T08:54:15+0000
To Down Under Visa, This is it! Our Partner's Visa is Finally Approved today!!!...We are very happy that we're going to stay and live in together in Australia. We would like to Thank Jeff, Jeremy, Mila and DUV Team for your wonderful work.read more
Michael Norris
2017-02-17T09:43:59+0000
Well done Down Under Visa! Yesterday you delivered us the great news we have been longing to hear. Advising us our visa has been granted. We cant thank Jeff, Mila and Jeremy and the dedicated and hard working team at Down Under Visa enough! For helping Grachelle and I through those times of the visa application process. You showed true professionalism and personal understanding towards us. The service you offer is second to none.Without Down Under Visa, I dont think none of this would have been possible. Your direction and advises to us were truely helpful and will never be forgotten in that rollercoaster ride they call the visa application journey. You were always there for us. Guiding us through the best ways you knew how, Now Grachelle and I can start making a happy life together in marriage. This is all thanks to Down Under Visa. I wish you Jeff and Down Under Visa many more happy clients. Many more years of success. And without a dout I will recommend your service to those seeking a visa. And for anyone reading up this review. If your thinking of getting a visa done. Take my word Visa Down Under are the real deal. It will be one of the best decisons that you will ever make. A job well done by Down Under Visa and once again a massive thank you from Grachelle and myself!!! :)read more
Richard Glover
2016-11-19T02:31:59+0000
Just want to say how professional and efficient Jeff and the team are! Thank you so much! Your hard work makes such a positive impact to the lives of so many people! If there was a 6th star you guys would get it!read more
Alan Todhunter
2016-09-25T09:43:57+0000
Absolutely top shelf immigration service. I am now married to my beautiful Philippine wife, Catherine. Jeff will ask all the tough questions to make sure that everything goes smoothly. Trust him, he and his team know what they are doing.read more
Micháel Desveaux
2016-09-08T12:49:56+0000
Great service, great reputation! Highly recommended.read more
Mary Cecile Oracoy Panganiban
2016-09-08T10:28:45+0000
The best and they have help me and the love of my life meet for the first time in Australia. I was approved for tourist visa even if we didn't meet in person yet. What can I say but thank you for making it possible :)read more
Ant Franga Francis
2016-09-08T03:00:56+0000
We used these guys for our fiancé visa. Some stressful times but they got us there in the end. Thanks guys��read more
Tarah Solidarios
2016-09-07T23:07:42+0000
I fully recommended them for doing your visa.... Thanks for the help Jeff Harvie and family and the staff of DownUnder Visa☝️☝☝read more
Ndaylin Matthews
2016-09-07T11:03:37+0000
I highly recommend Jeff and the staff. We wouldn't been able to do it with out them. They were very efficient and helpful to us. We were very happ we found them. We are so thankful we found Dounundervisa. Gobless you lways guys.read more
Steven Lisk
2016-09-07T11:00:15+0000
I have every faith in recommending Jeff and the team they know exactly what's needed and how to present it
There's a lot of preparation work to be done and information to be supplied I would recommend you engage them to handle your application knowing full well they will respond to your enquiries and help you all the way . The new hub is a very good system it makes things very straight forward and clear explanation of its use I personally think it's a great tool
I've said it before I will say it again thanks to All the team at down under visa Jeff Jeremy and Mila for her language assistance in our case it's our commitment to each other and your commitment to detail and your clients which made our application successful
Regards Steve & Tess Belmores Liskread more
Steve Freeman
2016-09-07T09:14:38+0000
Thanks to Down Under Visa i have the most wonderful woman in my life and we couldn't be happier. You made the whole experience easy for us and were a great support to us during the whole process. Awesome visa agents.read more
Joshua Peters
2016-09-07T07:47:54+0000
On behalf of my wife dinah and i id like to thank jeff and the down under family for all you have done for us. U have made the whole process so so much more easier for us , and less stressful in every way. When we first looked at the the visa options it was all too much so I looked around and found Down under visa. Thank God I did as jeff and crew hit the nail on the head everytime. My wife and kids are here now on their multiple entry tourist visa and We are awaiting the approval now for our spouse visa . Thanks again guys . 5 stars for us from us to you all..read more
Lilia Cabajar Bevan
2016-09-07T07:47:38+0000
They are a very great people to talk to. Very helpful. They guide you what you need to do and advice what is the best for you. Do not hesitate to ask them they will help you.read more
Mal White
2016-09-07T06:16:05+0000
Great people to deal with very helpful on everyway if your having doubts about doing the visa process yourselves don't hesitate to email jeff at downunder visaread more
Wendy Eborde Argante
2014-05-22T02:10:22+0000
Very Easy to go to they're office, and very friendly staff,specially ate Mila,jeff,and they're Son :)read more
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Latest Posts
February Mini-Philippines-To-Australia Topics20/02/2019
Registered Relationships and Australian Partner Visas13/02/2019
Australian Filipina Relationship Problems – Nationalism and Taking Things Personally06/02/2019
Australian Tourist Visas (multiple entry) – They are NOT Partner Visas30/01/2019
Communication – The Key to Relationship Success23/01/2019
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Jeff Harvie RMA, MMIA
